Hmmm... finally organised the finances.
I worked out a projected savings plan in Feb, until the end of July. We were supposed to have saved $4000 by now. We only managed $1000.
I need to work out a different method, this one sucks. A new method is particularly important, since I will be getting an extra $300 per month since I paid off HECS.
WAIT!!! I paid my HECS in advance, from my saving fund - that means we actually saved $2500, with a goal of $4000. I feel much better.
I'm thinking about getting hold of a diferent budgeting program - The stuff I'm trying to do with my excel spreadsheet is hurting my brain (multiple imaginary accounts in my home loan account) Does anybody out there use a freeware/opensource program that does the job?
I worked out a projected savings plan in Feb, until the end of July. We were supposed to have saved $4000 by now. We only managed $1000.
I need to work out a different method, this one sucks. A new method is particularly important, since I will be getting an extra $300 per month since I paid off HECS.
WAIT!!! I paid my HECS in advance, from my saving fund - that means we actually saved $2500, with a goal of $4000. I feel much better.
I'm thinking about getting hold of a diferent budgeting program - The stuff I'm trying to do with my excel spreadsheet is hurting my brain (multiple imaginary accounts in my home loan account) Does anybody out there use a freeware/opensource program that does the job?