It's nearly my birthday!

I'm constructing a wishlist:

bicycle computer
Lonely Planet guide to Australia
belt sander
rear bike light
bluetooth computer dongle
headdress options for under coronet

Now that's amusing!

One of my tasks for my RDO is to sort out my house insurance. I nearly paid it the other day and then noticed that the insured amount seems low. So I went to a few website looking for calculators to help me work out what it should be.

There seems to be a standard calculator, used by most of the insurance companies I referred to:

http://www.suncorp.com.au/calculators/contents_form.asp
http://www.gio.com.au/calculators/contents_form.asp
aami
NRMA

For every one of them I get a database error on the second page. AFTER entering the details for a house with 4 bedrooms and 6 occupants!

For my own interest I also tried it with fewer bedrooms and occupants - they are still broken!

I really don't want to have to use a pen and paper to sort out this thing but it's due today so I might have to.

btw, I'm planning to increase my excess to $1000 instead of $200. It will save me about $300 in yearly premiums so has a payback period of less than 4 years. I've never claimed on this insurance, so I see it as mostly "oh my god, the house is gone" type insurance. Does anyone have an opinion?